Archive for August, 2008

Credit Score: Myths vs. Facts

There are a lot of credit score myths circulating around. Knowing the facts will help you to improve your credit score and helps you to become a better investor. Let’s look at how credit score works.

Time Value of Money

A very simple way to understand time value of money is assuming I have $100 to give to you, do you rather have it today or 6 month from now? 1 year from now?
Thus, money today is worth more than money in the future; when you have the money in your hand right NOW, you [...]

What is really important

More than 7 out of every 10 Americans (71%) would accept a job that pays less but provides health insurance and includes a defined benefit pension plan rather than take a job that pays more income but lacks both health insurance and a pension benefit (source: Time Magazine).

The effect of inflation on the cost of living

The cost of living (as measured by the consumer price index) in the USA increased +24% in the decade of
the 50s, +28% in the 60s, +103% in the 70s, +64% in the 80s and +33% in the 90s. For the first 8 years of the current decade (2000-07), the cost of living nationwide has increased [...]


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